Terms & Conditions
Last updated: April 2026
Bravik does not provide tax advice
Our calculations, deduction hints, and aangifte summaries are tools to help you prepare — not legal advice. For complex or hybrid situations, always confirm with a qualified accountant or the Belastingdienst. See section 12 for the full disclaimer.
1. What this is
Bravik is a web-based financial management tool for freelancers and small businesses. By using Bravik, you agree to these terms. We've kept them readable on purpose.
2. Your account
You're responsible for your login credentials. One account per person. If you suspect unauthorized access, let us know immediately.
3. What we provide
Invoicing, expense tracking, time tracking, VAT and income tax preparation tools, and related features. We're a tool to help you organize — we're not accountants, tax advisors, or financial consultants. Always verify important numbers with a professional.
4. Payments & billing
Plans are billed monthly or yearly, in advance. Prices are in EUR and include BTW where applicable. We may adjust prices with at least 30 days written notice.
5. Your data
You own your data. We process it solely to provide the service. See our Privacy Policy for details. You can export your data at any time.
6. Cancellation
Cancel anytime from your account settings. You keep access until the end of your billing period. After that, your data remains available for export for 90 days.
7. What we're not responsible for
We do our best to keep things accurate, but: tax calculations should be verified with the Belastingdienst, we aim for 99.9% uptime but outages happen, and third-party integrations may have their own limitations.
8. Acceptable use
Don't use Bravik for illegal activities, don't try to break our systems, and don't share your account. The usual stuff.
9. Changes to these terms
We'll notify you by email at least 14 days before changes take effect. Continuing to use Bravik after that means you accept the updated terms.
10. Governing law
These terms are governed by Dutch law. Any disputes will be handled by the courts in the Netherlands.
11. Contact
Questions about these terms? Email us at legal@bravik.nl.
12. Tax calculations are guidance, not legal advice
Bravik helps you prepare invoices, expenses, BTW-aangifte data, IB-aangifte summaries, urencriterium tracking, and tax estimates. These are computational aids based on your input and the current tax rules as we understand them. They are not legal, tax, or financial advice. The Belastingdienst is the only authority that decides your actual status (ondernemer voor IB, resultaat overige werkzaamheden, hobbyist) and your actual tax owed. For complex situations — including hybrid employment, unusual deductions, cross-border work, audits, or uncertainty about whether you qualify as an entrepreneur — consult a qualified accountant or the Belastingdienst directly. You remain responsible for your own filings.
13. Discontinuation of the service
We may discontinue Bravik or any individual feature with at least sixty (60) days' written notice to you, sent to the email address on file. During the notice period you keep full access to export your data, and any prepaid subscription fees beyond the discontinuation date will be refunded pro-rata. We are not liable for any loss, cost, or business impact arising from the discontinuation beyond that pro-rata refund.
14. Suspension or termination by us
We may suspend or terminate your account, with or without notice, if (a) you breach these terms, (b) your use threatens the security or integrity of the service or other users, (c) we are required to do so by law or by a competent authority, or (d) your account is inactive for more than twenty-four (24) months. Where lawful and practicable we will give you a chance to remedy a breach before terminating.
15. Limitation of liability
To the fullest extent permitted by law, our total liability for any claim arising out of or related to the service is limited to the amount you paid us in the twelve (12) months preceding the event giving rise to the claim. We are not liable for any indirect, incidental, consequential, or special damages — including lost profits, lost revenue, lost data, business interruption, or tax penalties — even if we were aware of the possibility. Nothing in these terms excludes liability that cannot be excluded under applicable law (such as for willful misconduct or gross negligence).
16. Force majeure
Neither party is liable for failure to perform caused by events beyond reasonable control, including but not limited to natural disasters, acts of war or terrorism, government actions, internet or power outages, third-party hosting or telecommunications failures, or pandemics. The affected party will inform the other promptly and resume performance as soon as practicable.
17. Indemnification
You agree to indemnify and hold harmless Bravik, Studio Primary, and our officers, employees, and contractors from any third-party claim, loss, liability, or expense (including reasonable legal fees) arising out of (a) your use of the service in breach of these terms, (b) content you upload, send, or process through the service, (c) your tax filings, invoices, or business decisions made using the service, or (d) your violation of any applicable law or third-party right.
18. Modifications to the service
We continuously improve Bravik. We may add, change, or remove features at any time, provided that material reductions in core functionality on a paid plan are communicated at least thirty (30) days in advance. Bug fixes, security updates, and minor changes do not require advance notice.
19. Severability and entire agreement
If any provision of these terms is found unenforceable, the rest remains in effect. These terms, together with the Privacy Policy, are the entire agreement between you and Bravik regarding the service and supersede any prior arrangements.